Dental Insurance: Why Have This Health Plan Policy

Is the dentist scary? It’s more fee!

 

Why add dental insurance to the policies you have already signed? Simple: because your teeth are among the most important things you have. And the same goes for your family members. Of course, we tend to take them very, very much for granted. And it’s natural: we’ve had them in our mouths for a long time, and they’ve never tried to escape, and that’s why we don’t care. At least until they start to hurt us: there, at that precise moment, we realize all at once how important it is to have healthy teeth.

 

Dental insurance: why subscribe to a health plan with dental services

It is said that a beautiful smile is the best of business cards. And it’s very true: it is at the time of a job interview, it is at a business meeting, it is during a university exam, and it is at every single moment of our social life. But a beautiful smile, to remain so, must be protected. After all, we know, as we have been told since kindergarten, “prevention is better than cure” and in the dental field, prevention is made up of regular cleaning of the teeth, as well as regular checks by the dentist. And the latter, the check-up dental visit, is a first expense that can be covered by the dental insurance of the health plan.

But that’s not all. The costs related to the teeth are certainly not only those related to the toothpaste, the toothbrush, and the annual check-up visit to the dentist. Wish it were that simple! These essentially reduced expenses are also replaced by those that are completely unwanted and, very often, absolutely sudden.

 The possibilities are practically endless. There are, for example, dental injuries during sports, with chipped or completely broken teeth due to a fall during a walk in the mountains, during climbing, or perhaps during a football match with friends. But there are even simpler ways, it must be said, to break a tooth.

 That’s right: if a person who decides to climb takes into account the possibility of peeling a knee, stretching a tendon, or taking a few blows, certainly a person sitting at the table does not think in any way that they will suffer an injury. Well, you would be amazed to find out how many teeth are chipped every year by eating, due to a particularly hard ingredient, a microscopic pebble in the salad, or simply because of a mishandled fork!

dental insurance

But it’s not just about accidents. No sir, teeth sometimes do not need special external events to require expensive dentist intervention. Raise your hand, for example, if you have never had to deal with a cavity, and therefore with the need to have a filling done by the dentist, possibly before this becomes useless and you find yourself forced to resort to a more expensive one devitalization. Here, even in this case, the health plan comes to cover the costs of the dentist.

And if cavities are also widespread among young and very young people – not a little affecting the savings of parents who have to regularly bring their little children who particularly love sugar-laden candies to the dentist – going on with age, many other problems arise. dental, with much higher costs. When you move from fillings to implantology, they are painful, especially for the wallet.

 The risk is to see the life savings for a bridge or a dental implant of another type significantly affected. And yes, the health plan comes into play here too, as in many other cases.

Do you want to avoid having to write three or even four-figure checks at the dentist? Do you want to be sure that a dental intervention for you, your partner, or your children jeopardizes the next vacation or some other important expense that has already been planned for some time? The first step is to maximize dental hygiene. But you already know this. 

Unfortunately, this is not enough in most cases. So, to keep your savings safe and always be able to show off a dazzling smile – and a healthy mouth, without pain – without affecting your savings, it is good to take out a health plan including the dental policy, which covers routine interventions and extraordinary ones.

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