How to Work with Car Insurance Companies After an Accident

Before you jump on the gun and try to find automobile accident lawyers Lancaster PA that can help you after a car wreck, there are some things that you should do on your own. This way, you can end up potentially saving some time and getting the financial compensation that you are entitled to right away without assistance.

1. First Collect Insurance Information of All Parties The first thing you need to do after getting into a car accident is to collect insurance information from all parties involved. If you fail to do this, as well as capture things like names, license plate numbers, and so on, it will be very difficult for you to argue that an accident ever occurred in the first place.

2. Consider Injuries Right when the accident occurs, the people involved may be so pumped up with adrenaline that they might not be aware of any sort of injuries that took place. After an hour or so passes by, though, the pain will start to come into play. Keep this in mind while you are talking with your insurance company down the line.

3. Add Up Damage of Your Vehicle Before you get on the phone and start talking to an insurance claims agent, it’s important to know how much it will cost to fix your vehicle. If you have a friend who is a mechanic ready, call and ask them for an estimate. At the end of the day, this will be the minimum sum that you deserve to receive. At least if the accident wasn’t your fault.

4. Have a Clear & Concise Story Ready One of the tricks that an insurance claims agent will pull on you is to see if your story lines up. If they feel that you are being dishonest, they will likely report this up to their higher-ups and accordingly try to place the blame of the accident on you. Have an honest and concise story and stick to it.

5. Negotiate Diplomatically It can be very frustrating to negotiate with an insurance claim agent. After all, their job is to ensure that they pay you the bare minimum required on their end. In some cases, they are completely unfair with their offers. This is why many people will instead choose to hire a car crash lawyer Lancaster PA or their nearest locality.

Don’t Be Afraid to Ask for Legal Help No insurance company wants to be contacted by somebody here at Georgelis Injury Law Firm. We are experienced accident injury lawyers in central PA that know how to work with difficult insurance companies. Give us a call today for a free consultation on your case!

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