Not paid e-challan? Your car may be impounded


Commuters have been cautious about the 2019 Motor Vehicle Amendment Act rules and regulations on traffic rules. In the meantime, some vehicle owners are worried about e-challan, since you do not automatically get to know the penalty sum in that situation and the traffic police do not seize your documents. In such a situation, several questions are being raised as to what happens if you don’t pay fine? How can the police or government recover the amount?  Following are the consequences of not paying e-challans:


  • Insurance can be expensive

If a car owner does not pay the penalties, then the insurance of the vehicle will be recovered. This implies that it will involve your pending e-challan invoice the next time you renew your insurance. Also, if the car is not insured, you will not resell it. Work on the above initiative to connect pending fines to insurance has been started by IRDAI. It will first be introduced as a pilot project in Delhi. If the experiment is successful, it is possible to introduce the scheme throughout the nation.


  • Your car may be impounded

Vehicle owners who have not deposited their e-challans in Thane should expect the police to impound their cars from 1 December, 2020. The Thane police have taken the decision as half the e-challans are awaiting payment. The police justified the decision by saying that if individuals do not pay up, they will have no remorse and will continue to break the traffic laws.


  • Court visit

If you do not send the e-challan on time, you are likely to go to court with your challan. After this, the driver of the car must go to the court to obtain fines. Also on-spot challan, after a time, is also sent to the court by the traffic police.


  • Role of Traffic police

The traffic police are not allowed to take the fine back from you. You can pay them, but they don’t have the right to compel the driver immediately to pay. You will only be stopped and questioned for breaking the rules. An order to recover the fine will be issued by the judge. The police administration will then take recovery steps after that.


  • Imprisonment 

The driver’s paper is confiscated in case of on-spot challan, so the person concerned needs to go to court to get it. If you think you can get another document and do not visit the court, then the court can summon you or issue you with a non-bailable warrant. You have to pay a heavy fine in such situations and even face driving license suspension.


It is harrowing to be given a traffic challan, but a trip to the courts to settle the fine can be even more distressing despite authorities’ efforts to make the procedure easy and simple. You can also easily pay your e-challan online from the comfort of your homes. Remember, with the new act in place, not paying heed to traffic rules can prove to be an expensive affair. 

Along with following traffic rules and inculcating road discipline, you must always remember to have a valid insurance for your vehicle. But, merely having third-party coverage is not sufficient. You should instead opt for a comprehensive vehicle insurance policy, providing coverage for a range of accidents and natural/man-made disasters. You can rely on the best car and bike insurance policies, available on Finserv MARKETS, and receive multiple benefits such as quick claim settlement, round-the-clock roadside assistance, cashless settlement at network garages, hassle-free renewals, and so on. Opt for a vehicle insurance policy on Finserv MARKETS today! 

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