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NEW QUESTION 51
Under the Fair and Accurate Credit Transactions Act (FACTA), what is the most appropriate action for a car dealer holding a paper folder of customer credit reports?

  • A. To follow the Safeguards Rule by transferring the reports to a secure electronic file
  • B. To follow the Disposal Rule by having the reports shredded
  • C. To follow the Red Flags Rule by mailing the reports to customers
  • D. To follow the Privacy Rule by notifying customers that the reports are being stored

Answer: D

 

NEW QUESTION 52
Under the GDPR, who would be LEAST likely to be allowed to engage in the collection, use, and disclosure of a data subject’s sensitive medical information without the data subject’s knowledge or consent?

  • A. A public authority responsible for public health, where the sharing of such information is considered necessary for the protection of the general populace.
  • B. A health professional involved in the medical care for the data subject, where the data subject’s life hinges on the timely dissemination of such information.
  • C. A journalist writing an article relating to the medical condition in QUESTION, who believes that the publication of such information is in the public interest.
  • D. A member of the judiciary involved in adjudicating a legal dispute involving the data subject and concerning the health of the data subject.

Answer: A

 

NEW QUESTION 53
Which of these organizations would be required to provide its customers with an annual privacy notice?

  • A. The Golden Gavel Auction House.
  • B. The Four Winds Tribal College.
  • C. The Breezy City Housing Commission.
  • D. The King County Savings and Loan.

Answer: A

 

NEW QUESTION 54
SCENARIO
Please use the following to answer the next question:
WonderkKids provides an online booking service for childcare. Wonderkids is based in France, but hosts its website through a company in Switzerland. As part of their service, WonderKids will pass all personal data provided to them to the childcare provider booked through their system. The type of personal data collected on the website includes the name of the person booking the childcare, address and contact details, as well as information about the children to be cared for including name, age, gender and health information. The privacy statement on Wonderkids’ website states the following:
“WonderkKids provides the information you disclose to us through this website to your childcare provider for scheduling and health and safety reasons. We may also use your and your child’s personal information for our own legitimate business purposes and we employ a third-party website hosting company located in Switzerland to store the data. Any data stored on equipment located in Switzerland meets the European Commission provisions for guaranteeing adequate safeguards for you and your child’s personal information.
We will only share you and your child’s personal information with businesses that we see as adding real value to you. By providing us with any personal data, you consent to its transfer to affiliated businesses and to send you promotional offers.”
“We may retain you and your child’s personal information for no more than 28 days, at which point the data will be depersonalized, unless your personal information is being used for a legitimate business purpose beyond 28 days where it may be retained for up to 2 years.”
“We are processing you and your child’s personal information with your consent. If you choose not to provide certain information to us, you may not be able to use our services. You have the right to: request access to you and your child’s personal information; rectify or erase you or your child’s personal information; the right to correction or erasure of you and/or your child’s personal information; object to any processing of you and your child’s personal information. You also have the right to complain to the supervisory authority about our data processing activities.” What must the contract between WonderKids and the hosting service provider contain?

  • A. Controller-to-controller model contract clauses.
  • B. The requirement to implement technical and organizational measures to protect the data.
  • C. A non-disclosure agreement.
  • D. Audit rights for the data subjects.

Answer: B

 

NEW QUESTION 55
Which entities must comply with the Telemarketing Sales Rule?

  • A. For-profit organizations calling businesses when a binding contract exists between them
  • B. For-profit organizations and for-profit telefunders regarding charitable solicitations
  • C. Nonprofit organizations calling on their own behalf
  • D. For-profit and not-for-profit organizations when selling additional services to establish customers

Answer: D

 

NEW QUESTION 56
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